Business Financing Cost Comparison Planner

BUSINESS FINANCING PLANNER

Compare the estimated cost of up to three business-financing offers using the actual values shown in each provider’s proposal.

This tool does not determine eligibility, approval, affordability, or the legally required annual percentage rate.

Use the provider’s written offer

Enter the amount your business would actually receive, the total repayment, fees, payment frequency, and repayment period shown in the offer.

Offer A

Provider or offer name Amount received Total repayment Additional upfront fees Repayment period in months Number of payments

Offer B

Provider or offer name Amount received Total repayment Additional upfront fees Repayment period in months Number of payments

Offer C

Provider or offer name Amount received Total repayment Additional upfront fees Repayment period in months Number of payments

Important Offer Checks

I reviewed whether a personal guarantee is required. I reviewed collateral, lien, or security-interest terms. I reviewed late-payment and default charges. I reviewed prepayment or early-termination terms. I checked whether payments are daily, weekly, or monthly. I reviewed what happens if business revenue declines.

Important:

The annualized figure shown by this tool is a simple planning estimate and is not an official APR. It does not account for every compounding method, payment date, variable fee, tax, penalty, or contractual term.